WhatsApp bookkeeping for Nigerian market traders
Talk your sales.
Kobo keeps the book.
Voice notes in, a clean book out. Nothing saved until you confirm.
Kobo
…
The book · Mon 2 Nov
Only confirmed entries
- People owe you
- ₦0
- Collected today
- ₦0
- Stock bought
- ₦0
| Time | Who or what | Entry | Amount | Owes |
|---|---|---|---|---|
| Nothing written yet. Kobo only writes after you confirm. | ||||
How Kobo splits the work
The AI listens.
It turns a voice note into who, what and how much, and quotes back what it heard. It never does arithmetic.
You decide.
Nothing enters the book until you reply 1 save. 2 edit and 3 cancel are always there.
Code counts.
Totals and balances come from plain, tested code. Mistakes are fixed with a new entry, so nothing is erased.
The rule Kobo never breaks
₦3,800or
₦38,000?
A trader says “three eight”. Kobo doesn't pick one.
When a figure can be read two ways, Kobo shows both and waits. The same goes for a missing amount or a customer name it isn't sure of. Until you choose, the book doesn't change. A bookkeeper that guesses is worse than no bookkeeper.
Everything the notebook did. None of the arithmetic.
Photo to come
A trader's own notebook, photographed at the stall.
- 01
Stock you buy
“I buy 5 bag rice from Alhaji, 290k.” Kobo records it as money out, so the day shows what you spent as well as what came in.
- 02
Sales on credit, paid bit by bit
A sale, a part payment, or both in one sentence. Each customer’s running balance updates after you confirm.
- 03
Payment dates and reminders
“The remain she go pay Friday.” Kobo turns that into a date and reminds you that morning, with a polite message ready for you to forward. It never messages your customers itself.
- 04
“Who dey owe me?”
Everyone who owes you, biggest first, with each customer’s full history one tap away.
- 05
Your day on one page
Every evening: credit sales, money collected, stock bought and who still owes, counted from the entries you confirmed.
- 06
Undo without erasing
Tap Undo and Kobo adds a correction for you to confirm. The original entry stays in the book.
Your turn
Send Kobo a line.
Tap a message to send it, or type your own. This preview runs a scripted demo book with sample customers, using the real message formats.